What it means
This puts up to three mortgage scenarios side by side so you can compare monthly cost and total cost.
Comparing
Mortgage comparison calculator
Three mortgage deals side by side: monthly cost and total cost.
Why it matters
A lower rate is not always the cheapest deal once fees are included. Side-by-side numbers stop that trap.
When to use it
Use it when you have a few broker or bank quotes and need a clear winner on cost, not just on the rate sticker.
How to read the result
Compare monthly payment and total cost together. A cheap month with a big fee can still lose over the term.
Your figures
Scenario A
Scenario B
Scenario C
Methodology
Rules checked against published sources as of 2025-04-01.
- Each scenario uses a standard repayment formula at a constant rate.
- Total cost is total repayments plus the product fee you enter.
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Pair the numbers with area intelligence for a postcode.
FAQs
Can I compare more than three deals?
This version compares three scenarios side by side. Re-run with different figures to explore more deals.